Terms & Condition – saturnwellbeing.com

Terms & Conditions

Last Updated: 13 March 2023

Agreement to Our Legal Terms

We are Bankerrs AB (“Company”, “we”, “us”, or “our”), a company registered in Sweden at Spragatan 11, 602 23 Norkoping.

Bankerrs AB, Sweden operates the website (the “Site”), as well as any other related products and services that refer or link to these Legal Terms (collectively, the “Services”). Any other counterparts in the UK who use the back office to the website are logistic related only.

You can contact us by phone at +46045697265, email at info@saturnwellbeing.com, or by mail at:

Bankerrs AB
Spragatan 11
602 23 Norkoping
Sweden

These Legal Terms constitute a legally binding agreement made between you, whether personally or on behalf of an entity (“you”), and Bankerrs AB, concerning your access to and use of the Services.

You agree that by accessing the Services, you have read, understood, and agreed to be bound by all of these Legal Terms.

If you do not agree with all of these Legal Terms, then you are expressly prohibited from using the Services and you must discontinue use immediately.

Supplemental terms and conditions or documents that may be posted on the Services from time to time are hereby expressly incorporated herein by reference.

We reserve the right, in our sole discretion, to make changes or modifications to these Legal Terms from time to time. We will alert you about any changes by updating the “Last Updated” date of these Legal Terms, and you waive any right to receive specific notice of each such change.

It is your responsibility to periodically review these Legal Terms to stay informed of updates. You will be subject to, and will be deemed to have been made aware of and to have accepted, the changes in any revised Legal Terms by your continued use of the Services after the date such revised Legal Terms are posted.

The Services are intended for users who are at least 18 years old. Persons under the age of 18 are not permitted to use or register for the Services.

We recommend that you print a copy of these Legal Terms for your records.

Our Services
Intellectual Property Rights
User Representations
Prohibited Activities
User Generated Contributions
Contribution Licence
Services Management
Privacy Policy
Term and Termination
Modifications and Interruptions
Governing Law
Dispute Resolution
Corrections
Disclaimer
Limitations of Liability
Indemnification
User Data
Electronic Communications, Transactions, and Signatures
California Users and Residents
Miscellaneous
Contact Us

1. Our Services

The information provided when using the Services is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.

Accordingly, those persons who choose to access the Services from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable.

The Services are not tailored to comply with industry-specific regulations, including the Health Insurance Portability and Accountability Act (HIPAA) and Federal Information Security Management Act (FISMA).

If your interactions would be subjected to such laws, you may not use the Services. You may not use the Services in a way that would violate the Gramm-Leach-Bliley Act (GLBA).

2. Intellectual Property Rights

Our Intellectual Property

We are the owner or the licensee of all intellectual property rights in our Services, including all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics in the Services (collectively, the “Content”), as well as the trademarks, service marks, and logos contained therein (the “Marks”).

Our Content and Marks are protected by copyright and trademark laws and various other intellectual property rights and unfair competition laws and treaties in the United States and around the world.

The Content and Marks are provided in or through the Services “AS IS” for your personal, non-commercial use or internal business purpose only.

Your Use of Our Services

Subject to your compliance with these Legal Terms, including the “Prohibited Activities” section below, we grant you a non-exclusive, non-transferable, revocable licence to:

Access the Services; and
Download or print a copy of any portion of the Content to which you have properly gained access.

This permission is solely for your personal, non-commercial use or internal business purpose.

Except as set out in these Legal Terms, no part of the Services and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.

If you wish to make any use of the Services, Content, or Marks other than as set out in these Legal Terms, please contact us at info@saturnwellbeing.com.

If we grant you permission to post, reproduce, or publicly display any part of our Services or Content, you must identify us as the owners or licensors of the Services, Content, or Marks and ensure that any copyright or proprietary notice appears or is visible.

We reserve all rights not expressly granted to you in and to the Services, Content, and Marks.

Any breach of these Intellectual Property Rights will constitute a material breach of our Legal Terms and your right to use our Services will terminate immediately.

Your Submissions

Please review this section and the “Prohibited Activities” section carefully prior to using our Services to understand the rights you give us and the obligations you have when you post or upload any content through the Services.

Submissions: By directly sending us any question, comment, suggestion, idea, feedback, or other information about the Services (“Submissions”), you agree to assign to us all intellectual property rights in such Submission.

You agree that we shall own this Submission and be entitled to its unrestricted use and dissemination for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.

You are responsible for what you post or upload. By sending us Submissions through any part of the Services you:

Confirm that you have read and agree with our Prohibited Activities section and will not post, send, publish, upload, or transmit through the Services any Submission that is illegal, harassing, hateful, harmful, defamatory, obscene, bullying, abusive, discriminatory, threatening, sexually explicit, false, inaccurate, deceitful, or misleading.
To the extent permissible by applicable law, waive any and all moral rights to any such Submission.
Warrant that any such Submission is original to you or that you have the necessary rights and licences to submit such Submissions and that you have full authority to grant us the above-mentioned rights.
Warrant and represent that your Submissions do not constitute confidential information.

You are solely responsible for your Submissions and expressly agree to reimburse us for any losses that we may suffer because of your breach of this section, any third party’s intellectual property rights, or applicable law.

3. User Representations

By using the Services, you represent and warrant that:

You have the legal capacity and agree to comply with these Legal Terms.
You are not a minor in the jurisdiction in which you reside.
You will not access the Services through automated or non-human means, whether through a bot, script, or otherwise.
You will not use the Services for any illegal or unauthorised purpose.
Your use of the Services will not violate any applicable law or regulation.

If you provide any information that is untrue, inaccurate, not current, or incomplete, we have the right to suspend or terminate your account and refuse any current or future use of the Services.

4. Prohibited Activities

You may not access or use the Services for any purpose other than that for which we make the Services available.

The Services may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us.

As a user of the Services, you agree not to:

Systematically retrieve data or other content from the Services to create or compile a collection, compilation, database, or directory without written permission from us.
Trick, defraud, or mislead us or other users, especially in an attempt to learn sensitive account information such as user passwords.
Circumvent, disable, or interfere with security-related features of the Services.
Disparage, tarnish, or otherwise harm, in our opinion, us and/or the Services.
Use information obtained from the Services to harass, abuse, or harm another person.
Make improper use of our support services or submit false reports of abuse or misconduct.
Use the Services in a manner inconsistent with applicable laws or regulations.
Engage in unauthorised framing of or linking to the Services.
Upload or transmit viruses, Trojan horses, spam, or other material that interferes with the Services.
Engage in automated use of the system, including scripts, bots, data mining, robots, or similar tools.
Delete copyright or other proprietary rights notices from any Content.
Attempt to impersonate another user or person.
Upload or transmit material that acts as an unauthorised information collection or transmission mechanism.
Interfere with, disrupt, or create an undue burden on the Services or connected networks.
Harass, annoy, intimidate, or threaten our employees or agents.
Attempt to bypass measures designed to prevent or restrict access to the Services.
Copy or adapt the Services’ software, including Flash, PHP, HTML, JavaScript, or other code.
Decipher, decompile, disassemble, or reverse engineer software comprising the Services, except where permitted by applicable law.
Use, launch, develop, or distribute unauthorised automated systems such as spiders, robots, scrapers, or offline readers.
Use a buying agent or purchasing agent to make purchases on the Services.
Collect usernames or email addresses for sending unsolicited emails or create accounts through automated means or false pretences.
Use the Services or Content as part of an effort to compete with us or for an unauthorised revenue-generating commercial enterprise.

5. User Generated Contributions

The Services does not offer users the ability to submit or post content. We may provide you with the opportunity to create, submit, post, display, transmit, perform, publish, distribute, or broadcast content and materials to us or on the Services.

When you create or make available any Contributions, you represent and warrant that:

Your Contributions do not infringe the proprietary rights of any third party.
You are the creator and owner of, or have the necessary licences and rights for, your Contributions.
You have appropriate consent, release, and/or permission from identifiable individuals included in your Contributions.
Your Contributions are not false, inaccurate, or misleading.
Your Contributions are not unsolicited advertising, promotional materials, pyramid schemes, chain letters, spam, or mass mailings.
Your Contributions are not obscene, violent, harassing, libellous, slanderous, or otherwise objectionable.
Your Contributions do not ridicule, mock, disparage, intimidate, or abuse anyone.
Your Contributions do not violate applicable laws, regulations, or rules.
Your Contributions do not violate the privacy or publicity rights of any third party.
Your Contributions do not contain material prohibited by laws protecting minors.
Your Contributions do not contain offensive comments connected to race, national origin, gender, sexual preference, or physical handicap.
Your Contributions do not otherwise violate these Legal Terms or applicable law.

Any use of the Services in violation of the foregoing may result in termination or suspension of your rights to use the Services.

6. Contribution Licence

You and Services agree that we may access, store, process, and use any information and personal data that you provide and your choices, including settings.

By submitting suggestions or other feedback regarding the Services, you agree that we can use and share such feedback for any purpose without compensation to you.

We do not assert any ownership over your Contributions. You retain full ownership of all of your Contributions and any intellectual property rights or other proprietary rights associated with them.

We are not liable for statements or representations in your Contributions provided by you. You are solely responsible for your Contributions and agree to release us from responsibility regarding your Contributions.

7. Services Management

We reserve the right, but not the obligation, to:

Monitor the Services for violations of these Legal Terms.
Take appropriate legal action against anyone who violates applicable law or these Legal Terms.
Refuse, restrict access to, limit availability of, or disable Contributions or portions of the Services.
Remove or disable files and content that are excessive in size or burdensome to our systems.
Otherwise manage the Services to protect our rights and property and facilitate proper operation.

8. Privacy Policy

We care about data privacy and security. By using the Services, you agree to be bound by our Privacy Policy posted on the Services, which is incorporated into these Legal Terms.

The Services are hosted in Sweden. If you access the Services from another region with laws or requirements governing per